1.Instant and on-the-spot approval – Through the in-store representatives present in the stores, you can get instant approval in 5 minutes.

2. Minimal documentation – Apart from a few essential documents like PAN card, driving license etc. and basic information to be filled in the loan application form, most of the formalities can be completed while you are in the store choosing your favourite durables.

3. Part pre-payment facility – You can choose to pre-pay a part of your loan amount if you have any extra cash in hand. Doing so will help you in reducing your overall tenure/EMIs and close your loan quickly. You can pre-pay up to six times in a calendar year and the minimum pre-payment amount cannot be less than the sum of 3 EMIs.

4. Online account access – Once you’ve availed of a Lifestyle Finance from Credit Fair, you will get access to all of your loan related information such as repayment track, payment schedule, interest certificate and much more through our digital customer portal.

Lifestyle Finance from Credit Fair gives you easy access to your dream home – with the latest interiors, a sleek modular kitchen and overall home renovation. Now all you need to do is pay a nominal processing fee at the time of buying and divide the actual cost of your purchase into monthly payments.